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A stitch in time


An upscale retailer in the fashion sector in spousal ownership.  Following a successful expansion which saw the company open outlets across the UK the founders felt the time was right to begin the exit process; their chosen route, Employee Ownership.


Whilst a Succession Plan has been put in place the business is expected to be dependent on the (high profile) lady founder for the duration of the deferred period – her untimely death would bring unwelcome financial and commercial consequences.


FAB’s Deferred Consideration Insurance created a financial ‘umbrella’ by insuring both founder vendors underpinning the 7 year earn-out horizon thus ensuring the Company has the financial wherewithal to weather that potential storm.

Sums Assured: £6 million

Lives Assured: 2

EOT/DCI Term: 7 years